PLEASE READ CAREFULLY. By purchasing, accessing, or participating in Modern Marketing Mastery (the “Program”), you (“Client,” “you”) agree to these Program Terms of Participation (this “Agreement”) with Janice Hostager, LLC (“Company,” “we,” “us”). Collectively, you and the Company are the “Parties.”

These Program Terms supplement the Company’s general Terms of Use, Privacy Policy, and Disclaimer, which are incorporated by reference. If there is a conflict between this Agreement and those policies, this Agreement controls for the Program.

1) Program Description

The Company agrees to provide access to the Program as described on the sales/checkout page at the time of purchase, which may include:

• digital or downloadable resources,
• an online course and associated materials,
• group coaching and/or Q&A calls (if offered),
• one-on-one coaching (only if expressly included at checkout),
• workshops/trainings (live or recorded),
• private communities or forums operated by the Company (including third-party platforms such as a course platform or social media groups).

Program components, delivery methods, platforms, and schedules may change from time to time. Any added features, events, or subgroups are optional enhancements and may be offered to some participants at the Company’s sole discretion.

Lifetime Access

If the Program is marketed as “Lifetime Access,” it means access for as long as the Company continues to make the Program available to customers in a hosted format (“Program Area”). The Company may change platforms, formats, and included features (including communities or call schedules) at any time.

Bonuses

You will receive any bonuses offered to you at the time of enrollment. Bonuses may change or be discontinued at any time and are not guaranteed for the Program’s entire lifespan.

2) Eligibility

The Program is intended for individuals 18 years or older. By purchasing, you represent you are at least 18 and legally able to enter into this Agreement.

3) Fees and Payment Terms

Pricing

You may choose either:

• One payment: $997 due immediately; or
• Payment plan: 3 monthly payments of $387 (total $1,161).

If you choose the payment plan, you authorize the Company (and its payment processors) to automatically charge your payment method on the schedule disclosed at checkout.

No Cancellation of Payment Plan

Except as allowed under the Refund Policy in Section 5, payment plans are not cancelable. If you do not qualify for a refund under Section 5, you remain responsible for all remaining installments.

Missed/Failed Payments

If any payment is missed or declined, the Company may suspend access to the Program and bonuses until the account is brought current. If payment is not promptly resolved, the Company may terminate access.

Payment Methods and Collections

You authorize the Company to share required payment information with third-party payment service providers to process transactions. If you are outside the Refund Policy window or do not qualify for a refund, you authorize the Company to collect any outstanding amounts using any eligible payment method on file, to the extent permitted by law.

4) Physical Workbook (If Included)

If you receive a physical workbook as part of a bonus package and your refund request is approved, you must return the workbook within 7 days of approval to remain eligible for a refund. Shipping/handling fees are non-refundable. Non-U.S. buyers are responsible for international return shipping and fees.

5) Refund Policy (14-Day Guarantee — With Requirements)

The Company offers a 14-day money-back guarantee, subject to the terms below (the “Refund Period”).

Refund Period

The Refund Period ends 14 days after purchase. This timing should match what is displayed at checkout.

How to Request a Refund

To request a refund, email support@janicehostager.com within the Refund Period. Your request must include:

1. a clear statement that you are requesting a refund; and
2. the required “proof of work,” described below.

Proof of Work Requirement

To qualify for the guarantee, you must submit proof that you completed the assigned coursework during the Refund Period and that it did not work for you. The required proof is:

• completed worksheets/assignments for Module 1 lesson released during the Refund Period (or the specific “refund work” list published inside the Program during that window).

If you submit a refund request without the required proof by the end of the Refund Period, the refund will be denied.

After the Refund Period

After the Refund Period, all sales are final and no refunds will be provided, except where required by law. If you are on a payment plan, you remain responsible for completing all remaining payments.

Approved Refund Effects

If your refund is approved:

• your license to use Program materials is immediately terminated,
• your access will be removed,
• you must stop using and delete/destroy copies of Program content (downloads, templates, recordings, etc.).

Late Fees / Interest

If your account becomes past due outside the Refund Policy, you agree to pay interest on past-due sums at 1.5% per month or the maximum rate allowed by law, whichever is less.

6) Chargebacks

You agree not to initiate a chargeback without first contacting support@janicehostager.com to attempt resolution. Unauthorized chargebacks may result in immediate suspension/termination of access to the Program and any bonuses. You remain responsible for any amounts owed that are not refunded under Section 5.

7) Community Rules, Conduct, and Confidentiality

Respectful Conduct

This Program is intended to be a safe, respectful space. You agree not to post, share, or transmit content that is abusive, harassing, discriminatory, hateful, defamatory, obscene, or unlawful, or that violates others’ rights.

You also agree you will not:

• disrupt calls or communities,
• spam, scrape, harvest data, or use malicious software,
• solicit or market to participants,
• create or encourage “shadow” groups to recruit participants away from official Program spaces,
• share other participants’ private information outside the Program.

Pitch-Free Zone

The Program is a pitch-free zone. You may not promote or sell products/services to other participants inside Program spaces without the Company’s express written permission.

Confidentiality

You agree to keep confidential:

• non-public Program materials, and
• other participants’ non-public information shared in the Program.

Recording / Transcription / AI Tools
You may not record, transcribe, or upload any group call or community content (including other participants’ contributions) to any AI tool or third-party service without the Company’s prior written permission. This includes turning calls into transcripts via AI. (If you need accessibility accommodations, contact support.)

No Duty to Monitor

The Company may moderate Program spaces but does not guarantee it will review every post. The Company is not responsible for user-generated content shared by participants.

8) Use of Your Submissions and Likeness

Your Submissions

If you post content in Program spaces (questions, comments, posts, images, etc.), you grant the Company a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and distribute that content for Program operations, improvements, and internal training.

Marketing Use Opt-In
The Company will not use your identifiable submission (name, image, likeness, or story) for marketing or advertising purposes without your consent, except for (a) public-facing testimonials you voluntarily submit for promotional use, or (b) where you expressly agree in writing.

Recordings

The Company may record Program calls for participants. By participating in live calls, you consent to being recorded. If you do not want to be recorded, you may keep your camera off and use a display name. The Company may use recordings for Program delivery; marketing use requires consent as described above.

9) Username/Password and Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Sharing credentials or giving others access is prohibited and may result in termination without refund.

10) Intellectual Property and License

All Program content (videos, templates, frameworks, worksheets, slide decks, recordings, logos, and materials) is owned by the Company or licensed to the Company and is protected by intellectual property laws.

You receive a limited, revocable, non-transferable license for your personal or internal business use only. You may not:

• copy, reproduce, sell, sublicense, or redistribute Program materials,
• publish or post materials online,
• create derivative works or competing products based on the Program,
• share materials with friends, clients, or communities,
• upload Program materials to any public or searchable database.

AI / Training Data Restriction
You are strictly prohibited from uploading or distributing Program content to any website, platform, tool, or dataset where it could be accessed, scraped, or used to train or generate outputs by artificial intelligence systems.

Enforcement and Remedies

Unauthorized use may cause irreparable harm. The Company may seek injunctive relief and any other available remedies. If you violate this section, your access may be terminated immediately without refund.

Liquidated Damages (Defensible Version)
Because unauthorized distribution is difficult to measure and causes real business harm, you agree that in the event of proven unauthorized distribution or sale of Program content, the Company may recover liquidated damages of $5,000 per violation, which the Parties agree is a reasonable estimate of harm and not a penalty, plus attorneys’ fees and costs where permitted.

11) Disclaimer: Educational Content Only

The Program provides education and information only. The Company does not provide legal, financial, tax, medical, or other professional advice through the Program. You are responsible for your decisions, actions, and results.

12) Termination

The Company may terminate or suspend your access to the Program if you:

• violate this Agreement,
• fail to pay amounts due,
• engage in disruptive or harmful behavior,
• infringe the Company’s intellectual property.

Termination may occur without refund, and you will remain responsible for any unpaid amounts not subject to an approved refund under Section 5.

13) Force Majeure

The Company is not liable for delays or failures caused by events beyond its reasonable control (including illness, platform outages, disasters, or governmental actions). If such an event occurs, the Company may reschedule, modify delivery, provide reasonable alternatives, or terminate the Program.

14) Dispute Resolution: Binding Arbitration in Texas

Governing Law

This Agreement is governed by the laws of the State of Texas, without regard to conflict of law rules.

Mandatory Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement or the Program shall be resolved by binding arbitration on an individual basis.

• Location: Arbitration will take place in Williamson County, Texas (or, at the Company’s option, Travis County/Austin, Texas), unless the Parties agree otherwise.
• Rules/Administrator: The arbitration will be administered by the American Arbitration Association (AAA) under its applicable consumer/commercial rules (as appropriate).
• Class Action Waiver: You and the Company agree to arbitrate only on an individual basis. No class actions, class arbitrations, or private attorney general actions are permitted.
• Attorneys’ Fees: Each Party bears its own attorneys’ fees unless a statute requires otherwise or the arbitrator awards fees where permitted.
• Injunctive Relief for IP: Notwithstanding arbitration, the Company may seek injunctive relief in a court of competent jurisdiction to protect its intellectual property or confidential information.

15) Miscellaneous

• Assignment: You may not assign this Agreement without the Company’s written consent.
• Severability: If any provision is unenforceable, the remaining provisions remain in effect.
• Entire Agreement: This Agreement, plus the incorporated Terms of Use/Privacy Policy/Disclaimer, constitutes the entire agreement for your participation in the Program.
• Modifications: The Company may update these Program Terms. Material changes will be posted and/or communicated.

Contact

For support, billing, or refund requests:
Janice Hostager, LLC
2655 Ranch Road 1869, #21
Liberty Hill, TX 78642
Email: support@janicehostager.com

Updated January 19, 2026